Products & Services

Development Loan (Plot Loan)

Development loan provides funds to procure land for future development from well-established Real Estate Developers.

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Financial Literacy

MSACCO applies the Cooperative Principle 5 which stipulates that the Sacco should offer Education, Training & Information to its members.

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General Insurance Loan

This insurance policy will cover for Motor vehicles, Houses and other valuable assets.

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Shares Insurance Cover

Member Shares are insured by MSACCO in case of member’s death or permanent disability.

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Funeral Rider

The Kangachepe Funeral Cover also comes with Funeral Rider which does not require another premium.

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Kangachepe Group Funeral Plan

Kangachepe Funeral Cover is an insurance policy where a member pays a monthly premium

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Member Loan

Member Loan provides members with loans for projects and developments with a maximum amount of K12,000,000

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Ndapata Loan

Ndapata Loan is a tailor-made loan for new members upon joining MSACCO.

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Education Loan

The Education Loan was launched to support members and their families with the payment of tuition and other fees.

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Material Loan

Material loan provides funds to acquire agricultural materials, electronics, household and building materials.

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Chiombola Loan

Chiombola Loan is the fastest processed loan at MSACCO with a lead time of 24 hours.

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Emergency Loan

These loans are meant for emergency personal needs and they are processed within 24 hours.

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Welfare Savings

This is a smart, safe, convenient and trusted way of managing Company Welfare Funds.

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Festive Savings

MSACCO offers its members opportunity to save for the festive season.

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Fixed Deposits

Fixed Deposits have a minimum amount of K100,000 with a minimum period of One month.

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Ordinary Deposits and Savings

Member contributes a minimum of K5,000 a month which can be withdrawn anytime.

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Redeemable Shares

Member contributes a minimum of K5,000 a month which forms part of the shares.

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Non-Redeemable Shares

These are permanent and non-refundable shares that form part of MSACCO’s capital.

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