Emergency Loan

These loans are meant for emergency personal needs and they are processed within 24 hours. Repayable for a maximum of 6 months, with an interest rate of 3% monthly or 36% per annum-a member is allowed to get a maximum of K500,000 subject to shares, deposits and payslip capacity.

This loan type has a loan processing fee of 5% for a maximum of K250,000.  A bank transfer fee of K3,000 is charged if the loan is paid through the bank.

To calculate how much the loan will charge please Click here and select Emergency loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 6 months. The details of deductions will display below


  • Contact your closest branch to check how much loan can be taken depending on your shares and current loans if any or check through Mobile Banking by dialing *327#
  • Fill a loan application form and get it approved on salary deduction
  • Provide a pay slip
  • To download application form Click here