Member Loan

Member Loan provides members with loans for projects and developments with a maximum amount of K12,000,000 that can be deducted for a period of 36 months.

A Member is allowed to access a material loan alongside other loans subject to shares, deposits and payslip capacity.

This loan attracts an interest rate of 3% monthly for loans below K2,000,000 and 2.5% for loans above K2,000,000. This loan type has a loan processing fee of 5% for a maximum of K250,000. To calculate how much the loan will charge please Click here and select Member loan; type in the loan amount and number of months you want the loan to be deducted with a maximum of 36 months. The details of deductions will display below


  • Contact your closest branch to check how much loan can be taken depending on your shares and current loans if any or check through Mobile Banking by dialing *327#
  • Fill a loan application form and get it approved on salary deduction
  • Provide a pay slip
  • To download application form click here