This is a smart, safe, convenient and trusted way of managing Company Welfare Funds.


Chiombola Loan is the fastest processed loan at MSACCO with a lead time of 24 hours.


MSACCO also offers Advisory on Education and Asset Financing.


Msilikali SACCO Limited (MSACCO) is an affiliate of the Malawi Union of Credit and Cooperatives (MUSCCO) which was established in 2017. MSACCO is certified by the Reserve Bank of Malawi under Financial Cooperative Act 2011 to provide financial services to the Malawi Defence Force (MDF). MSACCO has been operating in a Closed bond, drawing its membership from the employees of the Malawi Defence Force (MDF), their spouses and Children. MSACCO is now opening its membership to the Government Ministries, Departments and Agencies (MDAs).


Determine your estimated payments for different loan amounts, interest rates and terms with this Simple Loan Calculator.

Latest News

  • Kwachema Fixed Deposit Promotion- MAY & JUNE draws

    Msilikali SACCO Conducted the May and June Kwachema fixed deposit promotion raffle draws at Salima Branch on the 5th of July 2024. Colonel Givens Sichali (MAFCO) Commandant graced the occasion. The promotion aimed at encouraging financial discipline amongst members and also as one way of promoting a saving culture. A total of 129 members participated

  • In Loving Memory

    With profound sadness, we mourn the loss of our cherished members, Colonel Owen Sambalopa, Major Wales Aidin, and Major Flora Selemani, who tragically passed away in a plane crash on 10th June 2024.   These dedicated individuals were not only valued members of our SACCO family but also shining examples of dedication, hard work, and

  • MSACCO General Manager Calls For Dedication Amongst Coordinators

    The General Manager for Msilikali Savings and Credit Cooperative (MSACCO) Venge Tembo, has pleaded with coordinators to commit to their roles and responsibilities as they are primary sources when assisting MSACCO members. The sentiments were made during a coordinators training that took place in Mponela with the aim of furnishing coordinators with new-flagged information for

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