This is a smart, safe, convenient and trusted way of managing Company Welfare Funds.


Chiombola Loan is the fastest processed loan at MSACCO with a lead time of 24 hours.


MSACCO also offers Advisory on Education and Asset Financing.


Msilikali SACCO Limited (MSACCO) is an affiliate of the Malawi Union of Credit and Cooperatives (MUSCCO) which was established in 2017. MSACCO is certified by the Reserve Bank of Malawi under Financial Cooperative Act 2011 to provide financial services to the Malawi Defence Force (MDF). MSACCO has been operating in a Closed bond, drawing its membership from the employees of the Malawi Defence Force (MDF), their spouses and Children. MSACCO is now opening its membership to the Government Ministries, Departments and Agencies (MDAs).


Determine your estimated payments for different loan amounts, interest rates and terms with this Simple Loan Calculator.

Latest News

  • The 2023 MDF Sports Festival

    The 2023 MDF Sports Festival has reached its climax as the Finals and Prize Presentation Ceremony is scheduled for Friday, 14th July 2023. Msilikali SACCO has been right at Malawi Armed Forces College (MAFCO) this week. It’s never too late!!! Visit the Pavilion to learn more and win various prizes. To win a prize simply

  • Msilikali SACCO donates kidney and liver testing equipment for its own MDF health services

    * MDF was incurring huge costs to bring over such equipment from the headquarters in Lilongwe * They also donated 1,000 Mibawa trees last month to the MDF towards its 2023 tree planting initiative Msilikali SACCO, the Malawi Defence Force’s Savings and Credit Cooperative, has donated Chemistry Analyser equipment used for kidney and liver testing

  • Msilikali Sacco Donates to Kamuzu Barracks Hospital

    Patients and guardians can now hope for an improved service delivery at Kamuzu Barracks Hospital in Lilongwe following a recent donation of various medical supplies from Msilikali SACCO. Msilikali SACCO donated an ambulance stretcher, electro surgical machine, SS mayo table,  sterilizing machine, oxygen concentrator, stretcher with wheels, sterilizing drum, plastic surgery set, thyroid set and

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